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	<title>Buying Your First Sewing Machine Blog &#187; &quot;making</title>
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		<title>Autism Signs &#8211; Important Facts You Must Learn</title>
		<link>http://buyingyourfirstsewingmachine.voteahead.com/learn-how-to-make-your-own-clothes/autism-signs-important-facts-you-must-learn-2</link>
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		<pubDate>Wed, 24 Feb 2010 03:08:18 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Learn how to sew the body of a tote bag with expert tips and advice in this free how-to video on making your own tote bag. Expert: Terri Turco Bio: Terri Turco is a clothing designer, interior decorator, consummate baker, and lifestyle diva. Filmmaker: Louis Nathan 
Behavioral Symptoms To Watch Out For In Your child
Autism [...]]]></description>
			<content:encoded><![CDATA[<p>Learn how to sew the body of a tote bag with expert tips and advice in this free how-to video on making your own tote bag. Expert: Terri Turco Bio: Terri Turco is a clothing designer, interior decorator, consummate baker, and lifestyle diva. Filmmaker: Louis Nathan<br /> <object width="425" height="344"><param name="movie" value="http://www.youtube.com/v/32Vo3AMrULY&#038;fs=1" /><param name="allowFullScreen" value="true" /><param name="allowscriptaccess" value="always" /><embed src="http://www.youtube.com/v/32Vo3AMrULY&#038;fs=1" type="application/x-shockwave-flash" allowscriptaccess="always" allowfullscreen="true" width="425" height="344"></embed></object>
<p>Behavioral Symptoms To Watch Out For In Your <a target=_blank href="http://geniuschildprogram.com">child</a></p>
<p>Autism is a complex issue and needs to be handled with the utmost care and understanding. If you find that your child has symptoms of autism, this will pose a challenge to you, and you may find that your child is not behaving like other children, in which case you will need to go to your family doctor so that he can assess the child and if he feels the need, he will refer you to specialists in the field who will be able to diagnose and treat your child.</p>
<p>Signs Of Autism That You Need To Be Aware Of</p>
<p>One of the earliest signs of autism is the fact that the child does not interact socially and is incapable of expressing emotions normally – the child also does not have a feeling of closeness with family and friends as normal children do. Children with autism shy away from bonding or touching other children.</p>
<p>Another sign that you need to be aware of is a communication problem especially with their same age group. Sometimes they are unable to speak and only sounds emanate from them and they gesture to others. There are certain cases where the child talks but mostly they repeat words that they hear and are unable to talk on their own – also if they do speak, it is in a monotonous manner and well below their own age group.</p>
<p>You will need to assess the effect of sensory stimulation on your child. Sometimes children get nervous and agitated at sounds, and at other times they may have a fixation  on a certain sound or light for a length of time. It is necessary to consult a pediatrician if your child displays any of these signs.</p>
<p>There are certain rituals that a child with autism may do on a regular basis. If this is not done, the child may be greatly agitated – for instance a child may only eat a particular type of food and desire to wear only certain type of clothes, and if this is not adhered to, will get into a temper and behave in an extremely agitated manner.</p>
<p>It is important to note that if your child displays any of these symptoms, you should consult your doctor who will make an analysis, and advise you as to how you need to handle the situation. If he finds it necessary, he will refer you to a specialist in the field who will be able to make a more detailed analysis, and put your child on to treatment immediately, so that you will be able to give your child the correct treatment which will enable him to live a better life.
</p>
<p> Abhishek Agarwal</p>
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		<title>Recession Proof Your Family &#8211; Work From Home Like the Pros</title>
		<link>http://buyingyourfirstsewingmachine.voteahead.com/learn-how-to-make-your-own-clothes/recession-proof-your-family-work-from-home-like-the-pros</link>
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		<pubDate>Sat, 13 Feb 2010 05:34:25 +0000</pubDate>
		<dc:creator>admin</dc:creator>
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		<description><![CDATA[Learn how to start sewing and making the body of a tote bag with expert tips in this free how-to video on making your own tote bag. Expert: Terri Turco Bio: Terri Turco is a clothing designer, interior decorator, consummate baker, and lifestyle diva. Filmmaker: Louis Nathan 
The recession isn&#8217;t going to get any better [...]]]></description>
			<content:encoded><![CDATA[<p>Learn how to start sewing and making the body of a tote bag with expert tips in this free how-to video on making your own tote bag. Expert: Terri Turco Bio: Terri Turco is a clothing designer, interior decorator, consummate baker, and lifestyle diva. Filmmaker: Louis Nathan<br /> <object width="425" height="344"><param name="movie" value="http://www.youtube.com/v/xzIqF7Iw2Y4&#038;fs=1" /><param name="allowFullScreen" value="true" /><param name="allowscriptaccess" value="always" /><embed src="http://www.youtube.com/v/xzIqF7Iw2Y4&#038;fs=1" type="application/x-shockwave-flash" allowscriptaccess="always" allowfullscreen="true" width="425" height="344"></embed></object>
<p>The recession isn&#8217;t going to get any better before it gets worse. I hope you are the type of person that can read the economy if even just a little bit.</p>
<p>People I know are losing their jobs and I just think to myself, wow, this is really happening. People are facing worse econimic times then they ever have before.</p>
<p>This is the reason why I write this for you today. Truth is, I feel a little guilty. I&#8217;ve been working from home for a long time and I make very good money. People like me don&#8217;t really feel the pinch of the recession because we are so diversified. So basically, if one or two of my ventures slow down or stop completely, its ok. I have 40 other business ventures to back me up not to metion I&#8217;m constantly searching for new opportunities.</p>
<p>Recession or no recession, there are always opportunities. So you need to ask yourself this question: Do I have what it takes to become a <a target=_blank href="http://millionaire-membership-blueprint.com">Millionaire</a>?</p>
<p>If you answered yes, then read on.</p>
<p>Working at home is wonderful because it allows you to be with your family more often than not. Most people are completely perplexed by how we work at home&#8230;I mean, where do we get our ideas to make money&#8230;and how do we make money from our ideas?</p>
<p>For starters, you can ask your friends what they are into or what the new trends are. You can look at the newspaper and magazines. The internet is always my first choice.</p>
<p>Find a few ideas that you think you would enjoy working on. Just keep in mind that your idea should also be worthy of other people&#8217;s interests as well.</p>
<p>You can purchase a few ebooks online and get your creative juices flowing. There are all too many ebooks that give step by step instructions on how to make money online.</p>
<p>Here are some other ideas to get you pointed in the right direction:</p>
<p>You can do online marketing for local business. Data entry jobs is tough but if you like that sort of thing&#8230;go for it. You can create your own ebook. No kidding.</p>
<p>Lets talk about that for a second. If you have knowledge about a certain subject, you should put it in writing and sell it online&#8230;it&#8217;s almost that easy.</p>
<p>You can become a ghost writer and get paid to do freelance work. Website design is still popluar as well.</p>
<p>If you like kids, why not explore what kinds of things you can do to make money that involves kids toys or clothes or something else like that.</p>
<p>You should always go with your passion if it is profitable. Drop it like its a hot potato if youcan&#8217;t make any money from it.</p>
<p>You can find a million websites that tell you how to make money online. I know, I&#8217;ve persoanlly bought a boat load of software and most of it didn&#8217;t work. I hope you don&#8217;t waste your money like I did.</p>
<p>Although I&#8217;ve been brief and very general, there is a method here. The method is simply finding out if this is really what you want to do.</p>
<p>If you are interested in working at home then I&#8217;m sure you&#8217;ll find my other articles and learn much more.</p>
<p> KK</p>
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		<title>Changing the Theme Song to your Life &#8211; How to Reprogram and Revamp the World you Live</title>
		<link>http://buyingyourfirstsewingmachine.voteahead.com/learn-how-to-make-your-own-clothes/changing-the-theme-song-to-your-life-how-to-reprogram-and-revamp-the-world-you-live</link>
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		<pubDate>Mon, 01 Feb 2010 06:08:25 +0000</pubDate>
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		<description><![CDATA[In this video, I&#8217;ll show you how to glue straight and curved seams. In the video I already cleaned the seams with mineral spirit and applied the glue. Visit www.makinglatexclothing.com to learn to make your own latex clothing. 
Your personal theme can be changed, just like you change the theme of your browser or your [...]]]></description>
			<content:encoded><![CDATA[<p>In this video, I&#8217;ll show you how to glue straight and curved seams. In the video I already cleaned the seams with mineral spirit and applied the glue. Visit www.makinglatexclothing.com to learn to make your own latex clothing.<br /> <object width="425" height="344"><param name="movie" value="http://www.youtube.com/v/yE-9BOySYs0&#038;fs=1" /><param name="allowFullScreen" value="true" /><param name="allowscriptaccess" value="always" /><embed src="http://www.youtube.com/v/yE-9BOySYs0&#038;fs=1" type="application/x-shockwave-flash" allowscriptaccess="always" allowfullscreen="true" width="425" height="344"></embed></object>
<p>Your personal theme can be changed, just like you change the theme of your browser or your computer. Your theme is built from partly what you have experienced in your life, partly what you have been taught, and partly from you genetics. These are the recurrent attitudes you approach life with. That&#8217;s your theme.</p>
<p>If you are worried constantly, &#8220;easy to anger&#8221;, take life with a &#8220;grain of salt&#8221;, are &#8220;always optimistic&#8221; about what is going to turn up &#8211; these are all life themes.</p>
<p>You change them, like any habit, through substituting another habit for them. Yes, attitudes are habits. They are adopted by repetition.</p>
<p>You can control any of your attitudes, and should. Just as you stand out if you are laughing at the wrong point in a theater or crying when everyone is jubilant around you at a football game, you attitudes should be appropriate for what is going on around you. This doesn&#8217;t mean you agree with everyone&#8217;s reactions &#8211; but you can decide whether you want to call attention to yourself.</p>
<p>I covered this point of controlling your attitudes in my book &#8220;Go Thunk Yourself(TM)!&#8221; Re-programming your habits was covered in my &#8220;Go Thunk Yourself, S&#8217;more!&#8221;.</p>
<p>Of course, I&#8217;m doing this for myself as I write this. The re-programming I&#8217;ve been doing in my own life has some interesting results so far. The program, as you may recall, is to play &#8220;The Secret&#8221; DVD several times every day for at least 30 days &#8211; and follow the tips and techniques in this DVD. You can also use Earl Nightingale&#8217;s &#8220;The Strangest Secret&#8221;.</p>
<p>I often listen to this as background while I am doing other work. What I&#8217;ve found is that my basic core attitudes have been changing. The text of the DVD has been becoming almost subliminal &#8211; listening to something like this makes it become nearly learned by rote, you often know the upcoming part and what is going to be said next. This is the exact point. If you can find a single recording which has a complete system on it, playing it over and over enables you to learn this and reprogram your life with it. There aren&#8217;t a lot of these recordings, but you will find that many authors such as Wayne Dyer and Earl Nightingale said to constantly play other self-help tapes in your life, to surround you with these articles, books and so on. You are going to reprogram yourself in this fashion.</p>
<p>Oddly, you can do this by simply turning off your radio, TV and reading less newspapers during your day. It&#8217;s interesting to see how quiet things are and what thoughts now come into your mind. If you do this, you can see what you are constantly thinking about during the day &#8211; what your &#8220;theme&#8221; is in life. You will see what your attitudes are and how you deal with things around you. Because you aren&#8217;t constantly being inundated with stories of the dead, dying, or threatening &#8211; you now have time to track your own thoughts. And then you can decide whether you want to change them or not.</p>
<p>Reprogramming is like gradually replacing all the colored clothes with whites or vice-versa. You mostly only can pull out a single item at a time and sometimes you pull out the wrong thing &#8211; but it&#8217;s ok to drop something back in. Sometimes you don&#8217;t have a choice, since a white long-sleeved shirt might be entangled with a pair of jeans. But you simply take out the pair, untangle them, and then put back in the one you want.</p>
<p>As you play an MP3 or DVD daily, you start to give yourself a recurrent line of thought to compare your other thoughts with. What I&#8217;ve found is that this method will show up a regular and definite chroni<a target=_blank href="http://www.bentimmins.com/news">c line</a> of thought in your life. With &#8220;The Secret&#8221; DVD, I&#8217;m starting to change any old patterns of self-doubt, anxiety, temper with the positive emotions I really always have cherished. Only now, I can simply keep these positive emotions in my life as a constant theme.</p>
<p>So in your efforts to change your own theme, you are simply changing the world around you. That&#8217;s just the way it is. The only way this could fail would be in your keeping all this great stuff to yourself. But then, you&#8217;d be surrounded by people with secrets, wouldn&#8217;t you? And you would have mysteries constantly appearing in your life, wouldn&#8217;t you?</p>
<p>Your world and what you think is entirely up to you. What you experience around you is up to you. If you don&#8217;t like the stress in your life, if you don&#8217;t like the arguing, if you feel like you don&#8217;t control where your life is heading &#8211; change it.</p>
<p>I&#8217;ve laid out in this article how you can do it. You can change your life to whatever you want it to be. You can travel, become a millionaire, live a rock star&#8217;s life &#8211; anything you want. For me, I like living on a farm and having the time to do my artwork and write. You might like more action in your life &#8211; I cherish solitude. What you want in your life, what your theme is &#8211; all of this is up to you to change and sort out for yourself.</p>
<p>Whatever your life&#8217;s theme song is &#8211; it&#8217;s up to you. And only up to you. No one can change your life for you. Get one of the classics, or one of my books, or several &#8211; or listen to Dyer&#8217;s tapes, or Nightingale&#8217;s. Or pick up anyone else&#8217;s and play them constantly for yourself, for your own personal good.</p>
<p>And you&#8217;ll find your theme changing &#8211; so let us find you constantly humming your own theme song.</p>
<p> Dr. Robert C. Worstell, Phd</p>
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		<title>Learn What Items Require Climate Control Storage</title>
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		<pubDate>Sun, 31 Jan 2010 01:38:37 +0000</pubDate>
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		<description><![CDATA[Climate control storage has become extremely popular over the years. Since the 1970s individuals have used self storage companies to store valuable items when room got scarce at home. Storage units are also useful during moves when there might be a short period of time between the closing of a home and the move in [...]]]></description>
			<content:encoded><![CDATA[<p>Climate control storage has become extremely popular over the years. Since the 1970s individuals have used <a href="http://selfstorage.simplyss.com/storage/" title="self storage">self storage</a> companies to store valuable items when room got scarce at home. Storage units are also useful during moves when there might be a short period of time between the closing of a home and the move in date for another home. The only downside to storage units, especially storage units that will be used for a long period of time is that items often deteriorate when exposed to the weather.</p>
<p>Many people who rent storage units do not realize that the temperature in their storage units will be dependent upon the outside weather condition. On summer days when the temperature reaches 90 degrees the average storage facility will end up being 80 degrees at best. During humid weather a storage unit can become stifling and cause extreme damage to items in storage. Many people who have stored valuable clothing, wines, and other items in traditional storage have gotten a rude awakening when they went to retrieve their items from storage. Before throwing your items into a storage unit take the time to find out which of your belongings will benefit from climate controlled storage.</p>
<p>First of all, when you are trying to determine which of your belongings will benefit from <a href="http://selfstorage.simplyss.com/climate-controlled/" title="climate controlled storage">climate controlled storage</a> stop and think about the weather condition of the area you live in. There are some people, not many, who might not need to invest in climate controlled storage. First of all, do you live in an area like Louisiana that is known for high levels of humidity? If so, you definitely need to consider climate controlled storage units. High levels of humidity will warp high quality furniture leading to cracking and serious damage. Documents that are stored in humid areas can degrade rapidly losing color and overtime mildew and mold will begin to grow on clothing and furniture that is in storage. Worst, insects breed rapidly in warm, damp areas and your storage facility could quickly become a nest of insects of every kind.</p>
<p>Temperature also plays an important factor in deciding whether or not to invest in climate control storage for your items. If you live in areas that are extremely cold then watch out for condensation that could lead to mildew and mold in damp belongings. Extreme heat is just as bad since this can lead to the permanent damage and destruction of computer disks, DVDs, CDs, and more. Many people who store their collections in extreme heat are shocked and disappointed when they discover that their entire collection has been completely destroyed after a few days in a storage unit subjected to 100 degree heat.</p>
<p>Climate controlled storage units are prefect for a variety of items be they valuable or made of high quality materials. There are some items that belong in climate control that most people would not realize need special care. Mattresses are one item that should be carefully stored in climate controlled storage units. Mattresses can rapidly mold and mildew when left exposed to the elements and with many fine mattresses costing more than $200.00 waste is not recommended.</p>
<p>Good clothing should never be stored in anything less than climate controlled storage units. Fine linens such as silk and velvet are especially vulnerable to deterioration caused by the weather. Heat can lead to discoloration while humidity and cold can cause moisture which will lead to molding and mildewing. Even if mold and mildew do not occur insects will often choose to nest in these fine materials making them dangerous to wear safely.</p>
<p>Musical instruments should never be stored in traditional storage units. Without climate control pianos and <a target=_blank href="http://www.electronictoyviolin.com">violin</a> strings will begin to discolor and will often warp or break. The wood used to create these instruments will also start to warp, crack, and break. Thousands of dollars have been lost or wasted when valuable instruments have been ruined because of extreme weather.</p>
<p>Books and paperwork are also items that should always be stored in climate control storage units. Many people believe that books and documents will store anywhere but this is completely untrue. Without climate control documents will start to discolor making it difficult to read their text and puzzle out their meaning. This can be extremely frustrating when owners of book collections go to look for a favorite volume only to discover it has been ruined.</p>
<p>It is important that individuals looking into storage remember that <a href="http://selfstorage.simplyss.com/climate-controlled/" title="climate controlled units">climate control units</a> are not just needed for fine china, antiques, and leather. Climate control storage is necessary to preserve important paperwork, good clothes, furniture, and really anything you own that is of any value.</p>
<p> Simply Self Storage</p>
<p> <object width="425" height="344"><param name="movie" value="http://www.youtube.com/v/vw2iyYvT4gQ&#038;fs=1" /><param name="allowFullScreen" value="true" /><param name="allowscriptaccess" value="always" /><embed src="http://www.youtube.com/v/vw2iyYvT4gQ&#038;fs=1" type="application/x-shockwave-flash" allowscriptaccess="always" allowfullscreen="true" width="425" height="344"></embed></object><br />diycouture &#8211; helping 21st century people to make their own clothes</p>
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		<title>Student loan consolidation: look this gift horse in the mouth.</title>
		<link>http://buyingyourfirstsewingmachine.voteahead.com/learn-how-to-make-your-own-clothes/student-loan-consolidation-look-this-gift-horse-in-the-mouth</link>
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		<pubDate>Sat, 23 Jan 2010 12:15:59 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Learn how to make your own clothes]]></category>
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		<description><![CDATA[In this video, I&#8217;ll show you how to glue straight and curved seams. In the video I already cleaned the seams with mineral spirit and applied the glue. Visit www.makinglatexclothing.com to learn to make your own latex clothing. 	
&#8212;&#8212;&#8212;&#8212;&#8212;
Get Life Skills &#8211; Not Student Loans
&#8212;&#8212;&#8212;&#8212;&#8212;
Student loans? Who needs them? Take charge of your money for [...]]]></description>
			<content:encoded><![CDATA[<p>In this video, I&#8217;ll show you how to glue straight and curved seams. In the video I already cleaned the seams with mineral spirit and applied the glue. Visit www.makinglatexclothing.com to learn to make your own latex clothing.<br /> <object width="425" height="344"><param name="movie" value="http://www.youtube.com/v/yE-9BOySYs0&#038;fs=1" /><param name="allowFullScreen" value="true" /><param name="allowscriptaccess" value="always" /><embed src="http://www.youtube.com/v/yE-9BOySYs0&#038;fs=1" type="application/x-shockwave-flash" allowscriptaccess="always" allowfullscreen="true" width="425" height="344"></embed></object><br />	
<p>&#8212;&#8212;&#8212;&#8212;&#8212;</p>
<p>Get Life Skills &#8211; Not Student Loans</p>
<p>&#8212;&#8212;&#8212;&#8212;&#8212;</p>
<p>Student loans? Who needs them? Take charge of your money for the<br />
rest of your life.</p>
<p>=================</p>
<p>Part I (This article)</p>
<p>Part II Student loan consolidation has big benefits for losers</p>
<p>Part III Idea beats student loan consolidation and creates a<br />
winning mindset.</p>
<p>==================</p>
<p>You&#8217;ll never need student loans with these ideas.</p>
<p>1.Grants in place of student loans &#8211; no repayments</p>
<p>2. Part time earning decreases student loans</p>
<p>3. Economising (builds life skills) avoids some student loans</p>
<p>&#8212;&#8212;&#8212;&#8212;&#8212;-</p>
<p>1. Grants &#8211; Supreme way to avoid student loans</p>
<p>&#8212;&#8212;&#8212;&#8212;&#8212;-</p>
<p>A grant is a gift of money that you don&#8217;t have to repay. Isn&#8217;t a<br />
$50000 grant better than taking out student loans every year for<br />
four or five years? There is a club that keeps its members<br />
abreast of grants that they might use. You can avoid student<br />
loans. These grants aren&#8217;t confined to education so you aren&#8217;t<br />
confined to avoiding student loans. If you get a grant, save<br />
actively to build a nest egg and the right mindset.</p>
<p>&#8212;&#8212;&#8212;&#8212;&#8212;&#8211;</p>
<p>2. Part Time Earning</p>
<p>&#8212;&#8212;&#8212;&#8212;&#8212;&#8211;</p>
<p>There are lots of ways for you to work your way through college.<br />
What I like is that they encourage an aggressive &#8220;go and<br />
get it&#8221; mindset. Student loans encourage the &#8220;wait for<br />
it to come to me&#8221; mindset.</p>
<p>I have details of how a teenage girl made a profitable website.<br />
She&#8217;ll never need student loans! </p>
<p>One girl runs dogs. That&#8217;s right, she runs for half an hour with<br />
4 dogs that need lots of exercise, then picks up the next 4 dogs.</p>
<p>Don&#8217;t lose sight of your target. You want to avoid student<br />
loans, not impress your friends with how much you can spend. </p>
<p>&#8212;&#8212;&#8212;&#8212;&#8211;</p>
<p>3. Economising</p>
<p>&#8212;&#8212;&#8212;&#8212;&#8211;</p>
<p>I had a grant for University. Fellow students complained their<br />
student loans or college grants were too small. I saved money<br />
from the grant by economising.</p>
<p>A dollar saved is four dollars earned. You pay back about twice<br />
as much as you borrow, with money from which the IRS has stolen<br />
50%. So each dollar you save avoids earning four.</p>
<p>You can economise on these and have better <a target=_blank href="http://www.coloncleansingdietblog.com">health</a>. </p>
<p>1. Food </p>
<p>2. Lodgings </p>
<p>3. Health </p>
<p>4. Transport </p>
<p>5. Social life</p>
<p>&#8212;&#8212;-</p>
<p>1. Food. </p>
<p>&#8212;&#8212;-</p>
<p>Learn to cook. You&#8217;re at the mercy of food suppliers until you<br />
can cook. One student got into the news because student loans<br />
only covered tinned dog-food for him to eat. That&#8217;s too<br />
expensive! I&#8217;m cooking my own food and eating well on about$17<br />
per week.</p>
<p>&#8212;&#8212;&#8212;-</p>
<p>2.Lodgings</p>
<p>&#8212;&#8212;&#8212;-</p>
<p>I can only suggest that you shop around. Remember that $20 saved<br />
per week is $1000 saved from your student loans each year even<br />
without interest payments.</p>
<p>&#8212;&#8212;&#8211;</p>
<p>3. Health</p>
<p>&#8212;&#8212;&#8211;</p>
<p>The damage you do to your body adds up over your lifetime, so<br />
it&#8217;s a good idea to stay healthy. What has that to do with<br />
student loans?</p>
<p>It turns out that fast food is bad for your health, and so are<br />
most processed foods, and cooking your own food means that you<br />
can avoid trans-fatty acids, sugar, and all the other things<br />
that cause obesity. Curry, broccoli, tomatoes, garlic, brazil<br />
nuts, and cabbage among other things fight cancer. And they all<br />
make less demands on student loans.</p>
<p>&#8212;&#8212;&#8212;-</p>
<p>4.Transport</p>
<p>&#8212;&#8212;&#8212;-</p>
<p>Make enquiries. How much would you save from your student loans<br />
by buying a bike instead of a car? Would public transport be<br />
better? Would walking or running for exercise be even better?<br />
How much would it cramp your style for dating?</p>
<p>Remember, buying a car with a student loan involves not only<br />
repayments, but fuel and oil, repairs, licensing, and<br />
depreciation. I travelled 2 hrs/day on my pushbike getting<br />
exercise and no college loans.</p>
<p>&#8212;&#8212;&#8212;&#8211;</p>
<p>5. Social Life</p>
<p>&#8212;&#8212;&#8212;&#8211;</p>
<p>Look for free pastimes. If your friends aren&#8217;t interested in<br />
ways to avoid college loans perhaps you have the wrong friends. </p>
<p>If you finish study at 25 and work till 60 that gives you a<br />
working life of 35 years. So a 25 year student loan takes a big<br />
chunk out of your life, even if you are never unemployed.</p>
<p>And that&#8217;s before you take out a mortgage!</p>
<p>&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8211;</p>
<p>Other ways to economise</p>
<p>&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8212;&#8211;</p>
<p>Buy second-hand whenever possible &#8211; even your textbooks. Clothes<br />
from the Salvation Army are cheap. Use eBay, but don&#8217;t buy<br />
anything you don&#8217;t need. My first boss said I&#8217;d furnished my<br />
house for less than he spent on his bedroom. Negotiate -<br />
Important for second hand, even more for new goods. When you go<br />
in to buy a new fridge, the attendant waits to see if you&#8217;re<br />
stupid enough to pay the price tag, or ask for a discount. </p>
<p>Remember a dollar saved is four dollars in student loans that<br />
you won&#8217;t have to pay back.
</p>
<p> Ian Mcallister</p>
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